/* Microcreditos.es — hoja de estilos única.
   Paleta y tipografía heredadas del tema WordPress "Raft" original. */
@font-face {
  font-family: 'Readex Pro';
  font-style: normal;
  font-weight: 160 700;
  font-display: swap;
  src: url('../fonts/readex-pro-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

:root {
  --blue: #1452a9;        /* raft-bg: cabecera, bandas, cabeceras de tabla */
  --navy: #1e243b;        /* raft-bg-inv: títulos h3, bordes de botón */
  --light: #fdfdfd;       /* raft-fg-alt: fondo de página y texto sobre azul */
  --lilac: #eaeefd;       /* raft-fg: banda de título en páginas interiores */
  --grey-box: rgba(0, 0, 0, .1); /* raft-bg-alt: caja del hero y pie */
  --stripe: #f4f4f4;
  --border: rgba(34, 36, 38, .15);
  --accent: #f9c33e;      /* raft-accent */
  --green: #00d084;       /* contador de puntuación */
  --text: #000;
  --muted: #3d4256;
  --radius: 5px;
  --content: 800px;
  --wide: 1140px;
  --gutter: clamp(1rem, 4vw, 2rem);
  --outer: clamp(24px, 3.333vw, 48px); /* margen exterior del tema Raft */
  --sp-30: clamp(.6rem, 2.5vw, 1rem);
  --sp-40: clamp(1rem, 3vw, 1.5rem);
  --sp-50: clamp(1.5rem, 4vw, 2rem);
  --sp-60: clamp(2rem, 5vw, 3rem);
  --sp-80: clamp(3rem, 7vw, 5rem);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 1rem; }
body {
  margin: 0;
  background: var(--light);
  color: var(--text);
  font-family: 'Readex Pro', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  font-size: 18px;
  font-weight: 400;
  line-height: 1.7;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); text-decoration: underline; text-underline-offset: 2px; }
a:hover { color: var(--navy); }
h1, h2, h3, h4 { font-weight: 600; margin: 1.6em 0 .6em; }
h1 { font-size: clamp(32px, 5vw, 46px); line-height: 1.25; margin-top: 0; }
h2 { font-size: clamp(24px, 3.2vw, 32px); line-height: 1.35; }
h3 { font-size: clamp(21px, 2.6vw, 28px); line-height: 1.35; color: var(--navy); }
h4 { font-size: 22px; line-height: 1.4; color: var(--navy); }
p, ul, ol { margin: 0 0 1.1em; }
li { margin-bottom: .4em; }
strong { font-weight: 600; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; }

.skip-link { position: absolute; left: -9999px; top: 0; background: var(--navy); color: #fff; padding: .5rem 1rem; z-index: 100; }
.skip-link:focus { left: 1rem; top: 1rem; }

.container { width: 100%; max-width: var(--wide); margin-inline: auto; padding-inline: var(--gutter); }
.container--narrow { max-width: calc(var(--content) + 2 * var(--gutter)); }

/* ---------- Cabecera ---------- */
.site-header { background: var(--blue); padding: 20px var(--outer); color: var(--light); }
.site-header .container { max-width: 1100px; padding: 0; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.site-logo { line-height: 0; flex-shrink: 0; }
.site-logo img { width: 371px; max-width: 100%; height: auto; }
.site-nav ul { list-style: none; display: flex; gap: 32px; margin: 0; padding: 0; }
.site-nav li { margin: 0; }
.site-nav a { color: var(--light); text-decoration: none; white-space: nowrap; }
.site-nav a:hover, .site-nav a[aria-current="page"] { text-decoration: underline; text-underline-offset: 6px; color: var(--light); }
/* Submenú "Microcréditos" */
.has-sub { position: relative; }
.sub-toggle { display: inline-flex; align-items: center; gap: 2px; background: none; border: 0; padding: 0; color: var(--light); font: inherit; cursor: pointer; }
.sub-toggle svg { width: 22px; height: 22px; transition: transform .15s; }
.has-sub.is-active > .sub-toggle { text-decoration: underline; text-underline-offset: 6px; }
.site-nav .sub { display: none; position: absolute; top: calc(100% + 12px); left: -16px; min-width: 260px; flex-direction: column; gap: 0; background: var(--light); border-radius: var(--radius); box-shadow: 0 8px 24px rgba(30, 36, 59, .18); padding: 8px 0; z-index: 40; }
.site-nav .sub::before { content: ''; position: absolute; top: -12px; left: 0; right: 0; height: 12px; }
.site-nav .sub a { display: block; padding: 8px 16px; color: var(--navy); white-space: nowrap; }
.site-nav .sub a:hover, .site-nav .sub a[aria-current="page"] { background: var(--lilac); color: var(--navy); text-decoration: none; }
@media (min-width: 1180px) {
  .has-sub:hover > .sub, .has-sub:focus-within > .sub, .has-sub.is-open > .sub { display: flex; }
  .has-sub:hover .sub-toggle svg, .has-sub.is-open .sub-toggle svg { transform: rotate(180deg); }
}
.nav-toggle { display: none; background: none; border: 0; color: var(--light); padding: .5rem; cursor: pointer; }
.nav-toggle svg { width: 28px; height: 28px; }

@media (max-width: 1179px) {
  .site-logo img { width: min(371px, 62vw); }
  .nav-toggle { display: block; }
  .site-nav { position: fixed; inset: 0; background: var(--blue); display: none; padding: 5rem 2rem 2rem; z-index: 50; }
  .site-nav.is-open { display: block; }
  .site-nav ul { flex-direction: column; gap: 1.4rem; font-size: 22px; }
  .sub-toggle { font-size: 22px; pointer-events: none; }
  .sub-toggle svg { display: none; }
  .site-nav .sub { display: flex; position: static; background: none; box-shadow: none; padding: .8rem 0 0 1rem; min-width: 0; gap: .9rem; }
  .site-nav .sub a { color: var(--light); padding: 0; font-size: 18px; white-space: normal; }
  .site-nav .sub a:hover, .site-nav .sub a[aria-current="page"] { background: none; color: var(--light); text-decoration: underline; }
  .nav-close { position: absolute; top: 1.4rem; right: 1.4rem; }
}
@media (min-width: 1180px) { .nav-close { display: none; } }

/* ---------- Hero portada (réplica exacta de las columnas del tema Raft) ---------- */
.hero { display: flex; gap: 24px; margin-top: 24px; padding-inline: var(--outer); }
.hero > * { flex: 1 1 50%; min-width: 0; }
.hero__col { padding: 0 var(--sp-50); }
.hero__box { background: var(--grey-box); margin: 0 calc(var(--outer) * -1); padding: 14px var(--sp-60); }
.hero__box > * { margin: 0; }
.hero__box > * + * { margin-top: var(--sp-40); }
.hero__box h1 { font-size: 46px; text-align: center; }
.hero__lead { font-size: 22px; font-weight: 600; text-align: center; line-height: 1.35; }
.hero__box a { color: inherit; text-decoration: none; }
.hero__img { margin: 0; }
.hero__img img { width: 100%; height: auto; }
@media (max-width: 781px) {
  .hero { flex-wrap: wrap; }
  .hero > * { flex-basis: 100%; }
  .hero__box h1 { font-size: clamp(32px, 9vw, 46px); }
}

/* ---------- Banda de título (azul) ---------- */
.wide { padding-inline: var(--outer); }
.band { background: var(--blue); color: var(--light); padding: var(--sp-30) var(--sp-50); margin: 24px 0 1rem; }
.band h2 { margin: 0; font-size: clamp(22px, 3vw, 32px); font-weight: 700; }
.band a { color: var(--light); }

/* Cabecera de páginas interiores (banda lila) */
/* Cabecera de páginas interiores: caja lila con H1 de 56px (réplica del original) */
.page-head { background: var(--lilac); color: var(--navy); margin: 0 var(--outer) 24px; padding: calc(22.5px + clamp(.4rem, 2vw, .5rem)) calc(42.75px + var(--sp-80)); }
.page-head h1 { margin: 0; font-size: clamp(34px, 6vw, 56px); line-height: 1.25; }

/* Introducción de páginas interiores: texto + imagen en columnas */
.intro { display: flex; gap: 24px; margin: 0 var(--outer); padding: 0 var(--sp-80); }
.intro > * { flex: 1 1 50%; min-width: 0; }
.intro__text { padding: 0 var(--sp-60); }
.intro__text p { margin: 0; }
.intro__text p + p { margin-top: 24px; }
.intro__img { margin: 0; }
.intro__img img { width: 100%; height: auto; }

/* Sección con banda lila y contenido sangrado (páginas interiores) */
.inner { margin: 24px var(--outer) 0; padding: 0 var(--sp-60); }
.band--lilac { background: var(--lilac); color: var(--navy); padding: var(--sp-30) var(--sp-80); margin: 0; }
.band--lilac h2 { color: var(--navy); }
.inner__body { padding: 0 var(--sp-80); }
.inner__body > p, .inner__body > .compare { margin: 24px 0 0; }
.inner__body .meta-line { margin: 12px 0 0; }
@media (max-width: 781px) {
  .page-head { padding: 24px; }
  .intro { flex-wrap: wrap; padding: 0; }
  .intro > * { flex-basis: 100%; }
  .intro__text { padding: 0; }
  .inner, .inner__body { padding: 0; }
  .band--lilac { padding: var(--sp-30) var(--sp-40); }
}

.meta-line { font-size: 14px; color: var(--muted); margin: -.4rem 0 1.2rem; }
.meta-line time { font-weight: 600; }

/* ---------- Tabla comparativa ---------- */
.compare { margin: 1rem 0 1.5rem; }
.compare table { width: 100%; border-collapse: collapse; background: #fff; color: #252525; font-size: 17px; border: 1px solid var(--border); }
.compare caption { text-align: left; font-size: 14px; color: var(--muted); caption-side: bottom; padding-top: .6rem; }
.compare th { background: var(--blue); color: #fff; font-weight: 700; text-align: left; padding: .7em .8em; }
.compare td { padding: .55em .8em; border-top: 1px solid var(--border); vertical-align: middle; }
.compare tbody:nth-of-type(even) { background: var(--stripe); }
.compare tbody:hover { background: var(--lilac); }
.compare tr.ejemplo td { border-top: 0; padding-top: 0; font-size: 13px; line-height: 1.5; color: var(--muted); }
.compare .logo-cell a { display: block; }
.compare .logo-cell img { width: 150px; height: auto; max-height: 72px; object-fit: contain; }
.compare .yes { color: #0a7a3e; font-weight: 600; }
.compare td.cta-cell { text-align: center; white-space: nowrap; }
.compare td.cta-cell .btn { display: inline-block; }
.compare .no { color: #9b1c1c; font-weight: 600; }

.btn {
  display: inline-block; background: var(--blue); color: var(--light); border: 1px solid var(--navy); border-radius: var(--radius);
  padding: calc(.667em + 2px) calc(1.333em + 2px); font-weight: 600; text-decoration: none; line-height: 1.2; text-align: center; cursor: pointer;
}
.btn:hover { background: var(--navy); color: var(--light); }
.btn--sm { padding: .55em 1em; font-size: 16px; white-space: nowrap; }
.btn--outline { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn--outline:hover { background: var(--navy); color: var(--light); }
.center { text-align: center; }

/* Tabla → tarjetas en móvil */
@media (max-width: 760px) {
  .compare table, .compare tbody, .compare tr, .compare td, .compare caption { display: block; width: 100%; }
  .compare table { border: 0; background: transparent; }
  .compare caption { padding: 0 0 .8rem; }
  .compare thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  .compare tbody { border: 1px solid var(--border); border-radius: var(--radius); margin-bottom: 1rem; background: #fff !important; padding: .6rem .4rem; }
  .compare tr.ejemplo td { display: block; padding-top: .4rem; }
  .compare tr.ejemplo td::before { content: none; }
  .compare td { border: 0; display: flex; justify-content: space-between; gap: 1rem; padding: .35em .8em; }
  .compare td::before { content: attr(data-label); font-weight: 600; color: var(--navy); }
  .compare td.logo-cell, .compare td.cta-cell { justify-content: center; }
  .compare td.logo-cell::before, .compare td.cta-cell::before { content: none; }
  .compare td.cta-cell .btn { width: 100%; }
}

/* ---------- Contenido largo ---------- */
.prose { max-width: var(--content); margin-inline: auto; }
.prose h2 { color: var(--text); }
.prose figure { margin: 1.5rem 0; }
.key-facts { background: var(--lilac); border-radius: var(--radius); padding: var(--sp-40); margin: 1.5rem 0; }
.key-facts h2 { margin-top: 0; font-size: 24px; color: var(--navy); }
.key-facts ul { margin-bottom: 0; }
.toc { border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem 1.4rem; margin: 1.5rem 0; background: #fff; }
.toc strong { display: block; margin-bottom: .4rem; color: var(--navy); }
.toc ol { margin: 0; padding-left: 1.2rem; font-size: 16px; }
.toc a { color: var(--navy); }



/* ---------- Guía de la portada (estilo del original: H2 en banda azul) ---------- */
.guide { color: var(--navy); }
.guide > * { margin: 24px 0 0; }
.guide h2, .guide .key-facts h2, .guide .faq h2 {
  background: var(--blue); color: var(--light); font-size: clamp(24px, 3vw, 32px); font-weight: 700; line-height: 1.35;
  padding: var(--sp-30) var(--sp-50); margin: 24px 0 0;
}
.guide h3 { font-size: clamp(21px, 2.6vw, 28px); color: var(--navy); margin: 24px 0 0; }
.guide p, .guide ul, .guide ol { margin: 24px 0 0; }
.guide ol, .guide ul { padding-left: 40px; }
.guide .key-facts { background: none; padding: 0; border-radius: 0; }
.guide .key-facts ul { margin-top: 24px; }
.guide .toc { margin-top: 24px; }
.guide .toc ol { margin: 0; padding-left: 1.2rem; }
.guide--lilac h2, .guide--lilac .key-facts h2, .guide--lilac .faq h2 { background: var(--lilac); color: var(--navy); padding: var(--sp-30) var(--sp-60); }

/* ---------- Fichas de entidad ---------- */
.inner--first { margin-top: 0; }
.ficha { display: grid; grid-template-columns: 1fr 2fr; gap: 24px; border: 3px solid var(--blue); border-radius: 25px; padding: var(--sp-40); align-items: center; }
.ficha__brand { text-align: center; }
.ficha__brand img { width: 100%; max-width: 260px; margin: 0 auto 24px; }
.ficha__verif { font-size: 13px; color: var(--muted); margin: 16px 0 0; }
.ficha__datos { width: 100%; border-collapse: collapse; font-size: 17px; }
.ficha__datos th { text-align: left; color: var(--navy); font-weight: 600; padding: .55em .8em; width: 34%; vertical-align: top; }
.ficha__datos td { padding: .55em .8em; }
.ficha__datos tr + tr th, .ficha__datos tr + tr td { border-top: 1px solid var(--border); }
.ficha__ejemplo { font-size: 14px; color: var(--muted); margin: 16px 0 0; padding: 0 var(--sp-40); }
.proscons { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.proscons h3 { margin-top: 0; }
.proscons > div:first-child li::marker { content: '✅ '; }
.proscons > div:last-child li::marker { content: '⚠️ '; }
.ficha-link { display: block; font-size: 14px; text-align: center; margin-top: 6px; color: var(--navy); }
.ent-grid { list-style: none; padding: 0; margin: 24px 0 0; display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 24px; }
.ent-grid li { margin: 0; }
.ent-grid a { display: flex; flex-direction: column; gap: 8px; height: 100%; border: 3px solid var(--blue); border-radius: 25px; padding: var(--sp-40); text-decoration: none; color: var(--navy); }
.ent-grid a:hover { background: var(--lilac); }
.ent-grid img { width: 100%; max-width: 200px; height: 70px; object-fit: contain; margin: 0 auto 8px; }
.ent-grid span { font-size: 14px; color: var(--muted); }
@media (max-width: 781px) {
  .ficha, .proscons { grid-template-columns: 1fr; }
  .ficha__ejemplo { padding: 0; }
}

/* ---------- Calculadora ---------- */
.calc { display: grid; grid-template-columns: 1.2fr 1fr; gap: 24px; border: 3px solid var(--blue); border-radius: 25px; padding: var(--sp-40); margin-top: 24px; align-items: start; }
.calc__form { display: grid; gap: 16px; }
.calc__row { display: grid; gap: 4px; }
.calc__row[hidden] { display: none; }
.calc label, .calc legend { font-weight: 600; color: var(--navy); font-size: 16px; }
.calc input[type="number"] { font: inherit; font-size: 20px; padding: .5em .7em; border: 2px solid var(--border); border-radius: var(--radius); width: 100%; background: #fff; color: var(--text); }
.calc input[type="number"]:focus { border-color: var(--blue); outline: none; box-shadow: 0 0 0 3px rgba(20, 82, 169, .2); }
.calc__modo { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px 20px; }
.calc__modo legend { margin-bottom: 6px; }
.calc__modo label { font-weight: 400; display: inline-flex; gap: 6px; align-items: center; cursor: pointer; }
.calc__out { background: var(--lilac); border-radius: 18px; padding: var(--sp-40); }
.calc__out dl { margin: 0; display: grid; gap: 14px; }
.calc__out dt { font-size: 15px; color: var(--navy); }
.calc__out dd { margin: 0; font-size: 26px; font-weight: 700; color: var(--navy); }
.calc__out small { font-size: 14px; font-weight: 400; }
.calc__tae dd { color: var(--blue); font-size: 34px; }
.calc__nota { font-size: 13px; color: var(--muted); margin: 16px 0 0; }
.calc__ejemplos .btn { margin: 0 6px 8px 0; }
.formula { background: var(--stripe); padding: 12px 16px; border-left: 4px solid var(--blue); }
@media (max-width: 781px) { .calc { grid-template-columns: 1fr; } }

/* ---------- FAQ (acordeón nativo) ---------- */
.faq details { margin: 0; color: var(--navy); }
.faq summary { list-style: none; cursor: pointer; padding: 18px 24px; display: grid; grid-template-columns: 1fr auto; gap: 1rem; align-items: center; border-bottom: 1px solid var(--navy); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; font-size: 28px; line-height: 1; color: var(--navy); }
.faq details[open] summary::after { content: '−'; }
.faq summary h3 { margin: 0; font-size: 18px; font-weight: 600; color: var(--navy); }
.faq .faq__a { padding: 18px 24px; }
.faq .faq__a > :first-child { margin-top: 0; }

/* ---------- Tarjetas de cuentas bancarias (réplica del original: 4 columnas, borde azul) ---------- */
.account { display: grid; grid-template-columns: 259fr 243fr 259fr 243fr; column-gap: 24px; align-items: start; border: 3px solid var(--blue); border-radius: 25px; margin: 24px 0 0; overflow: hidden; }
.account__brand { padding: 24px; align-self: center; }
.account__brand img { width: 100%; height: auto; }
.account__brand a { display: block; }
.account__risk { margin-top: 24px; }
.account__desc { font-size: 14px; margin: 24px 0 0; line-height: 1.6; }
.account__perks { list-style: none; padding: 0 16px; margin: 0; }
.account__perks li { margin: 0; }
.account__perks li + li { margin-top: 24px; }
.account__score { padding: 24px; text-align: center; }
.account__cta { padding: 80px 16px; }
.account__cta .btn { display: block; width: fit-content; margin: 0 auto; padding: 16px 32px; line-height: 1.7; }
.account__cta .promo { margin: 24px 0 0; }
.score { --p: 90; width: 100px; height: 100px; margin: 24px auto 0; border-radius: 50%; display: grid; place-items: center;
  background: radial-gradient(closest-side, var(--light) 79%, transparent 80% 100%), conic-gradient(var(--green) calc(var(--p) * 1%), #e6e6e6 0); }
.score span { font-size: 26px; font-weight: 700; color: var(--navy); }
.score-label { margin: 12px 0 0; }
.stars { letter-spacing: 2px; margin: 4px 0 0; }
@media (max-width: 900px) {
  .account { grid-template-columns: 1fr 1fr; }
  .account__cta { padding: 24px 16px; }
}
@media (max-width: 600px) {
  .account { grid-template-columns: 1fr; text-align: center; }
  .account__brand img { max-width: 260px; margin: 0 auto; }
  .account__desc { text-align: left; }
  .account__perks { display: inline-block; text-align: left; padding: 0 24px; }
}

/* ---------- CTA final ---------- */
.cta-final { text-align: center; padding: 80px 24px; background: var(--blue); color: var(--light); margin-top: 24px; }
.cta-final h3 { margin: 0 auto 24px; max-width: 740px; color: var(--light); font-size: clamp(22px, 2.6vw, 28px); }
.cta-final .btn--outline { color: var(--light); border-color: var(--light); padding: 16px 32px; }
.cta-final .btn--outline:hover { background: var(--light); color: var(--blue); }

/* ---------- Migas de pan ---------- */
.breadcrumbs { font-size: 14px; margin: 1rem 0 .5rem; color: var(--muted); }
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: .4rem; padding: 0; margin: 0; }
.breadcrumbs li { margin: 0; }
.breadcrumbs li + li::before { content: '›'; margin-right: .4rem; }
.breadcrumbs a { color: var(--muted); }

/* ---------- Páginas legales ---------- */
.legal h2 { font-size: 24px; }
.legal h3 { font-size: 20px; }
.legal { font-size: 17px; overflow-wrap: anywhere; }

/* ---------- Pie ---------- */
.site-footer { background: var(--grey-box); color: var(--navy); padding: 24px 0; margin-top: var(--sp-60); font-size: 14px; }
main:has(> .cta-final:last-child) + .site-footer { margin-top: 0; }
.site-footer .container { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 1rem; align-items: center; }
.site-footer p { margin: 0; }
.site-footer ul { list-style: none; display: flex; flex-wrap: wrap; gap: 1.2rem; margin: 0; padding: 0; }
.site-footer li { margin: 0; }
.site-footer a { color: var(--navy); }
.footer-note { flex-basis: 100%; font-size: 13px; color: var(--muted); }

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
@media print { .site-header, .site-footer, .nav-toggle, .cta-final { display: none; } }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }